新 and Used 汽车贷款

从小型红色轻型护卫舰到工作日通勤者,加州海岸为您提供服务.

Take Advantage of Our Low 利率

无论你是升级到一辆全新的汽车还是看一辆二手车, 在加州海岸为你的汽车贷款融资,你可以在镇上享受最低的利率,90天内不用付款2.

Getting Your Car In 3 Easy Steps:
  1. Get pre-approved
    通过网上申请或到当地的分支机构去看看你能在几分钟内负担得起多少车.

  2. Find your ride
    你可以使用加州海岸汽车购买服务来寻找你的下一辆二手车或新车, or find a car on your own, it’s up to you. 如果你喜欢直接与经销商合作,但讨厌来回奔波,我们有一个解决方案. 让卡尔·海岸给你开张支票,简化你的交易.

  3. Sign and drive
    与加州海岸代表敲定您的贷款细节,然后您就可以参加比赛了.
Perks + Protections:
  • Enjoy no payments for 90 days!2
  • 到 .50% off your loan when you purchase your vehicle through a Cal Coast Auto Buying Service.3
  • 无需直接存款、自动付款或支票账户.
  • Affordable GAP, MRC, and other loan protections 可用.

You May Also Like These Loan Options

汽车贷款 再融资s

了解更多 about auto loans with Cal Coast. 参见新车和二手车的利率以及汽车贷款再融资选项. Cal Coast auto loan rates are now as low as 5.4月28%1 

Car Buying 服务

了解更多关于汽车购买服务,可以帮助您购买新车或二手车,并与加州海岸信用合作社融资. Cal Coast auto loan rates are now as low as 4.4月78%with discount.3

Credit Cards

Discover credit card offers from Cal Coast. 我们提供奖励信用卡、学生信用卡、余额转账选项和特别优惠. 

  1. APR = Annual Percentage Rate. 利率 are current as of 05/11/2024. 贷款 subject to credit and collateral approval. 利率,条款和条件可能会发生变化,并可能根据信誉而变化. 其他 rates and terms 可用. Certain restrictions apply. 会员 and credit subject to approval. 为每一个在圣地亚哥或河滨县生活或工作的人服务. A one-time $5 membership fee and savings account required. Restrictions apply. 

    仅限标准乘用车,不包括商用车辆或出租车辆. No Lemon Law buybacks or grey/salvage titles. 供商业使用或供赔偿旅客使用的车辆, 包括但不限于用作出租车或拼车的车辆, are not eligible. 其他 restrictions apply. 高达110%的融资可根据信用价值和车型年份. 新:制造商建议零售价(MSRP);旧:零售凯利蓝皮书(RKBB), 加上许可证费用和可选产品,如保证资产保护(GAP)或机械维修保险(MRC),并须经批准. 在融资时需要有效的驾驶执照和当前的保险信息.
  2. 90-day deferred payment option for qualified borrowers. 财务费用立即开始累积,并在贷款期间偿还. 因此,如果付款开始得更早,你可能会为贷款支付更高的总财务费用. Restrictions apply.
  3. CCCU does not endorse or encourage the product or services. CCCU敦促您对供应商及其产品/服务进行自己的尽职调查. Subject to credit and collateral approval. 广告价格是我们最低的年费率(APR),于23年12月14日生效,并包括使用TrueCar提供的加州海岸汽车购买服务的折扣 http://calcoastcu.truecar.com 或新汽车公司,我们的个性化礼宾购车服务(calcoastcu).网站.com或NCI). 利率 are subject to change without notice. Vehicle loan rates with the calcoastcu.网站.com/NCI discount currently as low as 4.78%年利率,取决于信用记录,贷款期限和车辆型号年. 同样低的税率适用于2022年及以后的车型. A 29 month loan with a 4.78% fixed APR would have monthly payments of $36.59 per $1000 borrowed. If you use calcoastcu.网站.com/NCI, the discounted offer is good for purchases; rate discount subject to change or end without notice. 要获得折扣优惠,您必须使用加州海岸汽车购买服务网站 http://calcoastcu.truecar.com 或新 Cars Inc .,并从您的报价证书(Cal Coast TrueCar 储蓄 Certificate)上列出的认证经销商处购买车辆,或从新 Cars Inc .购买车辆. 并向加州海岸信用社提供购买资金. 加州海岸TrueCar储蓄证明必须在购买之前生成,并且在您的贷款获得资助之前不超过90天. 您的贷款最初将在没有利率折扣的情况下设立. 在您的贷款协议签署后,您的车辆购买完成, 我们将确认您有资格获得折扣,并在贷款生效日期将折扣应用于您的贷款. Discount for all year models is 0.贷款期限不超过5年半(66个月)的获批利率可减免50%. Discount for all year models is 0.贷款期限为六十七个月或以上者,可获核准利率优惠25%. 折扣价格适用于购买,但不适用于再融资和租赁买断. 折扣不能与任何其他折扣计划或类型合并使用. 请允许10至15个工作日后的资金处理您的购买和贷款折扣. 

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